Flexible Credit Options
You can choose to Buy Now & Pay Later, typically with a 30% deposit and 4 months deferred payment period from the date of installation. 19.9% APR representative, interest is calculated from the date of installation and only payable if the outstanding balance is not paid before the end of the 4 months deferred payment period. Monthly repayments commence after the deferred payment period. Alternatively, we also offer 24-84 months flexible credit typically with a 30% deposit and 13.9% APR representative, monthly repayments commence approximately 4 weeks after the installation date.
Credit is subject to status and affordability, terms and conditions apply.
Terms and Conditions – Buy Now Pay Later
Finance is available on a minimum order value of £3,000 and a typical deposit of 30%. Loans are offered between £1,000 and £50,000 over a fixed term of 60 months, if it’s Buy Now Pay Later with a fixed APR of 19.9%. A deferment period of 4 months is available, during which you a free to pay the outstanding loan balance in full having incurred no interest charges, after which monthly repayments with interest costs now added, will begin.
Customers choosing to settle the loan early will incur a settlement admin charge of £29. Finance is subject to status and terms.
London Door Company, FRN: 801245, are authorised and regulated by the Financial Conduct Authority. We are a credit broker, not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms and conditions apply.
Representative Example
Cash Price £7,250.00 with a £2,175 Deposit. Amount of Credit: £5,075.00, Interest rate: 19.9% p.a fixed. Representative: 19.9% APR. Total Term: 4 months deferred followed by 60 monthly repayments of: £135.69. Total Interest: £3,066.40. Total Amount Payable, incl. Deposit: £,10,316.40. Deferral Period: 4 months.
Further Information
If you have a complaint relating to your finance agreement:
If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna. Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.
What to do if you can’t reach an agreement:
If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.
They can be contacted in the following ways:
• Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
• Telephone: 0300 123 9 123
• E-mail: complaint.info@financial-ombudsman.org.uk
Further details can be found on the Financial Ombudsman Service
website: www.financial-ombudsman.org.uk
